[born_mean]

To all bros,

I have some questions on HIV, but not on the disease itself but rather the rights of an individual with regards to HIV Testing.

My company (in banking sector) has recently switched its insurer and now all managerial staff are required to take HIV Test as an "underwriting requirement". I have checked with MOM and confirmed that we need not go for HIV Test. I have checked with the insurer and apparently this requirement is "negotiable", but must be done as a Group (since this is a Group Term Life Insurance).

My question is:

- can i refuse to do the HIV Test
- can i decline the "benefit" of this insurance coverage

BTW, i am HIV-negative (just did my test 2 weeks ago). Just concern about the blatant intrusive practise and whether fellow bros here can offer some advice how to handle such scenarios (or maybe some bros here also encountered these issues and may like to share).

I am not sure this is the right forum...so no offence just ignore this posting if so.

Cheers,
BM